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Cutting Up Credit Card

Avoiding Credit May Negatively Affect Your Credit Score

We’ve all heard the mantra, that using too much credit can be bad, and that you should pay with cash whenever possible. This may be the reason why more and more Americans are using their debit cards for regular purchases. Thought it is correct that you should live within in your means, it is important… Read more »

Credit Score 2

Check Your Credit Score For Free

Credit Scores might seem like a bunch of numbers, but we know better, since your credit score and the details of your credit report help lenders decide your credit worthiness and whether they will offer you a loan. Under Federal Law, Americans are entitled to one free credit report in every 12 month period from… Read more »