credit card Archives

Credit Score

Improve Your Credit Score

We all know that our credit score matters when it comes to making certain purchases, particularly larger ticket items like cars, RVs, and ATVs. Your credit score reflects your individual credit payment patterns over time, with more emphasis on being placed on recent credit history. You should check your credit report periodically to see a… Read more »

Cutting Up Credit Card

Avoiding Credit May Negatively Affect Your Credit Score

We’ve all heard the mantra, that using too much credit can be bad, and that you should pay with cash whenever possible. This may be the reason why more and more Americans are using their debit cards for regular purchases. Thought it is correct that you should live within in your means, it is important… Read more »

Xmas Shopping

Bounce Back From Holiday Debt

Did you have too merry of a Christmas, and maybe spent too much this last holiday season? It’s okay if you did, and you might be surprised to find that you are in common company. It is common for the average shopper to spend more during the holiday gift giving season that what they might… Read more »

Credit Score 2

Check Your Credit Score For Free

Credit Scores might seem like a bunch of numbers, but we know better, since your credit score and the details of your credit report help lenders decide your credit worthiness and whether they will offer you a loan. Under Federal Law, Americans are entitled to one free credit report in every 12 month period from… Read more »

Christmas Shopping

Safer Holiday Shopping By Using Credit

The Holiday season is a fantastic time to stretch your budget to cover a few purchases that you are sure will bring a warm smile on Christmas Morning. Which card should you use when playing Santa Claus? Your credit card or your debit card? It’s easy to assume that your debit card would be your… Read more »